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问题	交通违法记录系数100%
释义	法律分析：交通违法系数由车险信息平台返回保险公司，与上一保险年度的交通违章内容与次数挂钩。但对于像违章进入公交车道等轻微的违章行为，要累积到10次及以上才会影响下一年度的商业车险保费。法律依据：《中华人民共和国道路交通安全法》第八十七条公安机关交通管理部门及其交通警察对道路交通安全违法行为，应当及时纠正。公安机关交通管理部门及其交通警察应当依据事实和本法的有关规定对道路交通安全违法行为予以处罚。对于情节轻微，未影响道路通行的，指出违法行为，给予口头警告后放行。
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