利息高于本金怎么处理-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	利息高于本金怎么处理
释义	法律分析：民间借钱利息目前不能超过15.4%，这是司法保护上线。只要在15.4%以下的利率，都是可以的人民法院应予支持。民间借钱利息目前不能超过15.4%。所以，只要银行年利率未超过15.4%，利息超过本金，仍然是有效的，应当支付利息。如果超过了，则该利息无效，不支持利息。法律依据：《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十六条出借人请求借款人按照合同约定利率支付利息的，人民法院应予支持，但是双方约定的利率超过合同成立时一年期贷款市场报价利率四倍的除外。
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