转按揭的操作流程及其注意事项有哪些-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	转按揭的操作流程及其注意事项有哪些
释义	法律分析: 转按揭的操作流程有:到接收银行填写转按揭申请表；审核通过后到原银行全额还款，到接收银行签订新的抵押贷款合同；到房屋抵押登记部门办理解压手续和新的抵押手续，将房产证、解押手续和抵押手续一并交给接收银行。注意事项有:借款人符合借贷要求、具有合法有效的购房合同和支付购房款的能力、抵押房屋产权明晰。法律依据:《《贷款通则》》第五十三条贷款人对产权有偿转让或申请解散的借款人，应当要求其在产权转让或解散前必须落实贷款债务的清偿。
随便看	协议离婚时怎么办理房屋过户手续离婚房产过户的流程协议离婚房产过户办理方式是什么? 协议离婚房产证过户流程怎么走河北转让纠纷应该如何搜集证据河北产权纠纷告人手续是怎样的湖北债权转让合同纠纷应该怎样打官司二手房买卖纠纷状告对方流程怎么走河北二手房买卖纠纷打官司期限规定二手房纠纷起诉程序怎么走？河北确认合同无效纠纷怎么样状告对方河北确认合同效力纠纷打官司步骤是怎样的河北加盟合同纠纷应该怎么状告对方河北确认合同无效纠纷应该如何状告对方河北确认合同效力纠纷该怎么样起诉北京纠纷协议书起诉手续怎么走河北XX设立纠纷状告对方步骤怎么走河北侵权纠纷打官司手续怎么走协议纠纷的起诉流程？河北房屋租赁纠纷告人程序怎么走河北建房纠纷打官司程序怎么走河北合作协议纠纷告人手续怎么走非机动车走人行横道合法吗？劳动者没有签订劳动合同工作没签劳动合同怎么办理 contract for placing orders for agricultural products contract for placing orders for aquatic products contract for placing orders for cotton contract for placing orders for grain contract for placing orders for nonferrous metals contract for placing orders for processing materials contract for placing orders for tobacco leaf contract for placing silk products on order contract for plant supply concerning foreign interests contract for popularization of technology contract for postage and distribution of newspapers or periodicals contract for postal circulation of magazines contract for power supply contract for processing and assembling contract for processing materials supplied by customer contract for processing under order contract for processing with customer's samples contract for processing work contract for procurement of postal delivery in rural areas contract for production and sales of plastics contract for publication contract for publication of books contract for publishing books contract for purchase and sale of crop seeds contract for purchase and sales of clothing

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