房子盖到什么程度可以办贷款？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房子盖到什么程度可以办贷款？
释义	法律分析：买的房子拿到了《商品房预售许可证》才可以办理贷款，包括公积金。要求是建设工程投资达到25%以上，已完成基础工程的证明并需要工程形象进度符合规定的现场照片--各地要求不一致，所在地为多层要求2层以上，高层要求5层以上法律依据：《中华人民共和国民法典》第六百八十条禁止高利放贷，借款的利率不得违反国家有关规定。
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