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有些网贷利息过高合法吗
释义
法律分析:如果网贷利息过高的那么是不合法,超过利息部分得不到法律的保障。借贷利息不超过年利率24%就合法,根据 民间借贷法 ,借款利率超过年利率24%的部分不予支持,超过36%的部分必须返还,在24%至36%之间的部分若已经支付则不必返还。
法律依据:《最高人民法院关于人民法院审理借贷案件的若干意见》 第十条 一方以欺诈、胁迫等手段或者乘人之危,使对方在违背真实意思的情况下所形成的借贷关系,应认定为无效。
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更新时间:2025/11/8 15:36:06