公积金销户的坏处-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	公积金销户的坏处
释义	法律分析：会影响贷款。参保人在开设公积金账户并且持续缴存公积金长达半年后，才可以申请使用公积金贷款买房。一旦将公积金账户销户，此前的缴存年限将全部归零。如果再次缴纳需要重新开户。法律依据：《住房公积金管理条例》第十六条职工住房公积金的月缴存额为职工本人上一年度月平均工资乘以职工住房公积金缴存比例。单位为职工缴存的住房公积金的月缴存额为职工本人上一年度月平均工资乘以单位住房公积金缴存比例。
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