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以财产价值显著减少为由,要求降低保费合理吗?
释义
法律分析:
合理。保险标的的保险价值明显减少的,除合同另有约定外,保险人应当降低保险费,并按日计算退还相应的保险费。
法律依据:
《中华人民共和国保险法》第五十三条 有下列情形之一的,除合同另有约定外,保险人应当降低保险费,并按日计算退还相应的保险费:
(一)据以确定保险费率的有关情况发生变化,保险标的的危险程度明显减少的;
(二)保险标的的保险价值明显减少的。
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更新时间:2025/6/27 5:15:53