单位医保和个人医保的差别-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	单位医保和个人医保的差别
释义	律师分析：享受待遇不同： 1、个人医保缴费较低，所以待遇较低，报销比例一般是45%~~65%左右; 2、单位医保每月缴费，待遇较高，报销比例一般是70%~~90%左右; 3、社区医保，报销比例和总报销额度也没有职工医保高。【法律依据】：《中华人民共和国社会保险法》第四条中华人民共和国境内的用人单位和个人依法缴纳社会保险费，有权查询缴费记录、个人权益记录，要求社会保险经办机构提供社会保险咨询等相关服务。个人依法享受社会保险待遇，有权监督本单位为其缴费情况。
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