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银行抵押房产如何贷款?
释义
法律分析:
银行抵押房产贷款的步骤主要有以下7点:1、向银行进行贷款申请的提交。2、向银行递交相关的贷款资料。3、进行房屋评估。4、由银行审批是否放款。5、与银行签订借款合同。6、办理抵押登记手续。7、银行批准放款。
法律依据:
《中华人民共和国民法典》 第三百五十九条 第一款 住宅建设用地使用权期限届满的,自动续期,续期费用的缴纳或者减免,依照法律、行政法规的规定办理。
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更新时间:2025/11/30 23:29:35