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问题
冲贷业务合法吗?
释义
法律分析:
合法,属于正常的借贷行为。冲贷是银行在月末和年末突击发行贷款的情况。冲贷完整即冲刺贷款,冲贷的资金必须用于归还前一笔信贷业务。一般冲贷业务不向个人提供。
法律依据:
《中华人民共和国民法典》 第六百六十七条 借款合同是借款人向贷款人借款,到期返还借款并支付利息的合同。
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更新时间:2025/6/30 10:54:32