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问题	未满16周岁办银行卡监护人不在
释义	法律分析：已满十六周岁的学生，办理银行卡的方法与成人相同，持本人身份证去银行办理即可。法律依据：《中华人民共和国未成年人保护法》第五条保护未成年人的工作，应当遵循下列原则： (一)尊重未成年人的人格尊严； (二)适应未成年人身心发展的规律和特点； (三)教育与保护相结合。第六条保护未成年人，是国家机关、武装力量、政党、社会团体、企业事业组织、城乡基层群众性自治组织、未成年人的监护人和其他成年公民的共同责任。
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