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银行贷款实际用款不是本人
释义
法律分析:法律未对借款人必须是实际用款人作出任何规定。1、 如非本人借款,信息被他人冒用,建议报警维权;2、如未本人借款,后给予他人使用,请自行承担相应责任;3、借款人提供资料,协助实际用款人以借款人名义借款使用,借款人需自行承担相应责任;4、如有合同或协议约定,可参照双方约定处理。
法律依据:《中华人民共和国民法典》 第五百七十四条 借款期间不满一年的,应当在返还借款时一并支付,借款期间一年以上的,应当在每届满一年时支付,剩余期间不满一年的,应当在返还借款时一并支付。
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更新时间:2025/6/19 23:22:07