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问题	借据是否具有法律效力可从哪方面确定
释义	借据是否具有法律效力可以从三个方面确定： 1、是双方之间是否存在真实的欠款事实； 2、是借据书写是否规范； 3、是借据内容是否违反法律规定，侵犯他人合法权益。借据的书写需要以下内容： 1、是债务人和债权人的身份信息； 2、是欠款金额和用途； 3、是否支付利息； 4、还款日期是否约定； 5、债务人签字确认； 6、写借据的时间。【本文关联的相关法律依据】《中华人民共和国民法典》第六百六十七条  借款合同是借款人向贷款人借款，到期返还借款并支付利息的合同。
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