房产抵押贷款要求什么条件-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	房产抵押贷款要求什么条件
释义	律师分析：有效条件是：一、借款人是具有完全民事行为能力的自然人，在贷款到期日时的实际年龄不超过65周岁；二、借款人具有合法有效地身份证明；三、借款人具有良好的的信息记录和还款意愿；四、借款人具备按期偿还贷款本息的能力；五、所抵押房屋的产权明晰，符合国家规定的上市交易条件，并未做任何其他抵押。【法律依据】：《中华人民共和国民法典》第六百六十七条借款合同是借款人向贷款人借款，到期返还借款并支付利息的合同。
随便看	大连新生儿医保卡怎么申请办理大连新生儿医保卡怎么申请办理父母的房产证在大连孩子能在大连交保险吗大连儿童医疗保险的报销比例是怎样的大连儿童医保门诊报销比例大连新生儿医保卡怎么办理流程? 大连新生儿医保卡怎么办理流程?? 大连新生儿医保卡怎么办理流程大连新生儿医保能保到几岁？父母的房产证在大连孩子能在大连交保险吗大连新生儿医保怎么办理流程父母的房产证在大连孩子能在大连交保险吗大连新生儿医保能保到几岁父母的房产证在大连孩子能在大连交保险吗？大连父母房产证孩子能否在大连交保险？强奸不满18岁怎么处理强奸不满18岁怎么处理强奸不满18岁怎么处理？强奸不满18岁怎么处理？未满一年不退押金怎么办强奸不满18岁怎么处理强奸不满18岁怎么处理强奸不满18岁怎么处理按揭贷款有工资要求吗薪资贷款能贷多少 contract for research-in-advance projects contract for responsibility for afforestable barren hills and wastelands contract for responsibility in enterprise operations contract for responsibility in the management of business assets contract for responsibility of assets management contract for responsibility system in scientific research contract for retainer of counsel contract for retainer of legal advisers contract for retaining the job but suspending the salary contract for RMB loans contract for sale of cash contract for sale of goods contract for sale of goods concerning foreign interests contract for sale of goods involving foreign elements contract for sale of houses contract for sale of mechanical and electrical products contract for sale of office buildings contract for sales of a building contract for sales of agricultural and sideline products contract for sales of auto electrical products contract for sales of bulk commodities contract for sales of chemical pesticides contract for sales of coal contract for sales of commercial housing contract for sales of fertilizer

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