担保人成失信人多长时间解除？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	担保人成失信人多长时间解除？
释义	律师解答：五年。贷款人或担保人依法还清货款后，可联系法院撤销，即可解除黑名单。对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年；超过5年的，应当予以删除。失信指的是债务人未按照约定或要求在规定时间内偿还债务，导致个人征信报告有污点的。【法律依据】：《征信业管理条例》第十六条征信机构对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年；超过5年的，应当予以删除。在不良信息保存期限内，信息主体可以对不良信息作出说明，征信机构应当予以记载。
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