房贷未结清还可以二次贷款吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房贷未结清还可以二次贷款吗
释义	看具体情况定。申请人的信用记录良好的话，并且有足够的还款能力，就能在银行申请房屋按揭贷款，否则不可以。《贷款通则》第十条：除委托贷款以外，贷款人发放贷款，借款人应当提供担保。贷款人应当对保证人的偿还能力，抵押物、质物的权属和价值以及实现抵押权、质权的可行性进行严格审查。经贷款审查、评估，确认借款人资信良好，确能偿还贷款的，可以不提供担保。
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