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公积金担保人新政策
释义
法律分析:最新公积金政策若借款人还款正常满一年且还款未出现逾期,可以申请撤销担保人。由借款人持本人身份证原件及复印件前往业务服务大厅填写撤销担保申请书。若借款人还款有逾期则不能取消担保人,只能更换。担保人要撤销担保分下面几种:1、公积金审批机关同意你撤销,无任何理由,应该是不会同意你撤销担保的。2、公积金审批机关同意你变更担保人,那么原担保人就可以撤销担保。3、把债务全部还清,那么担保自然撤销。
法律依据:《住房公积金管理条例》 第二十七条 申请人申请住房公积金贷款的,应当提供担保。
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