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问题
信用合作社抵押担保约定期限是几年?
释义
抵押担保期限不可以约定,当事人约定的抵押担保期限无效。向信用社抵押财产担保债务的,担保期限没有明确规定,抵押权人应当在主债权诉讼时效内行使抵押权。风险提示:抵押权属于担保物权的一种,所以应当严格遵循物权法定的原则。物权法定原则是指物权的种类及其内容等均由法律明确规定,当事人不能任意创设新物权或变更物权的法定内容。若抵押权根据合同当事人约定就可消灭,则有违物权法定原则。
法律依据
《民法典》第四百一十九条
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更新时间:2025/11/19 1:02:10