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贷款车担保人有风险
释义
法律分析:如果借贷人在规定时间内还清贷款,担保人不会存在任何风险,但一旦遇到借贷人还不起的情况,担保人是要负上还款的责任的。在应承作为担保人之前,一定要慎重考虑。一旦签名作债务担保人,即是对贷款机构作出个人负责清还欠债的承担。
法律依据:《中华人民共和国民法典》 第一百八十六条 因当事人一方的违约行为,损害对方人身权益、财产权益的,受损害方有权选择请求其承担违约责任或者侵权责任。
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更新时间:2025/11/12 16:24:14