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二手房最长贷款年限
释义
二手房最长贷款年限为30年。不论是二手房还是一手房,对于贷款都有最长年限限制。这与贷款人的年龄密切相关。具体如下:
1、二手房已使用的年限与贷款年限的和,不能超过30年;
2、二手房的房龄不能超过15年;
3、贷款到期日不能超过土地使用的到期年限;
4、贷款期限与借款人的年龄之和,不得超过60周岁。
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更新时间:2025/6/14 17:26:28