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车贷延期 法律问题
释义
法律分析:
车贷还不上,想要申请延长一个月再还款,一般来说可以的。若购买的是汽车是二手车,延期期限加上原贷款期限不能超过3年。
法律依据:
《中华人民共和民法典》
第六百七十七条 借款人提前返还借款的,除当事人另有约定外,应当按照实际借款的期间计算利息。
第五百三十条 债权人可以拒绝债务人提前履行债务,但是提前履行不损害债权人利益的除外。债务人提前履行债务给债权人增加的费用,由债务人负担。
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更新时间:2025/7/15 23:55:57