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问题	怎么解除保险合同
释义	解除保险合同的方式是一般分为法定解除和协议解除两种形式。合同解除的条件由法律直接加以规定者其解除为法定解除。但是，下列情形下不得解除保险合同：1.货物运输保险合同和运输工具航程保险合同，保险责任开始后，合同不得解除。2.当事人通过保险合同约定，对投保人的合同解除权做出限制的，投保人不得解除保险合同。根据《保险法》第十五条，除本法另有规定或者保险合同另有约定外，保险合同成立后，投保人可以解除合同，保险人不得解除合同。
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