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交通事故保险公司拒赔起诉
释义
法律分析:保险公司拒绝赔偿的,相关投保人是可以收集相关的证据材料,前往人民法院提起诉讼的,只要其符合民事起诉的条件,就是合法有效的。
法律依据:《机动车交通事故责任强制保险条例》 第二十二条 交强险法定除外责任有四种情形,即:
(一)驾驶人未依法取得驾驶资格;
(二)驾驶人醉酒驾车;
(三)被保险机动车被盗抢期间肇事;
(四)被保险人故意制造交通事故。
发生以上四种情形的,保险公司不承担保险赔偿责任。但根据《交强险条例》规定,保险公司依法负有垫付抢救费用的义务,同时有权向致害人追偿。
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更新时间:2025/11/25 14:02:58