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以物抵债
释义
以物抵债是指债务人无货币清偿能力时,应当以拍卖、变卖抵押、质押财产或者其他财产所得清偿银行债务。
法律依据
《中国银行以物抵债管理办法》第三条
银行债权应当首先考虑以货币形式受偿,从严控制以物抵债。债务人无货币清偿能力时,应当以拍卖、变卖抵押、质押财产或者其他财产所得清偿银行债务。财产暂时难以变现并符合本管理办法规定的,可以办理以物抵债。
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更新时间:2025/6/22 17:20:11