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问题
买房首套房的具体政策有哪些
释义
法律分析:首套房政策:
1、人民银行规定城市居民购买第一套住房享有按揭贷款利率优惠和最低首付比率等优惠政策;
2、人民银行发布最新房贷政策,决定放松首套房认定,对拥有1套房并还清贷款后再购房家庭,执行首套房政策,并且首套房贷款利率最低为7折;
3、查询首次购房信息,以购房合同中的购房人为查询依据。
法律依据:《不动产登记暂行条例》
第三条 不动产首次登记、变更登记、转移登记、注销登记、更正登记、异议登记、预告登记、查封登记等,适用本条例。
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