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问题
借贷合同违法的情形有什么?
释义
律师分析:
1、借贷进行非法活动。出借人明知借款人是为了进行非法活动而借款的,其借贷关系不受法律保护。2、非法金融业务活动。3、非金融企业以合法借贷掩盖的非法金融活动。4、企业之间的借贷合同。5、明为联营实为借贷的合同。6、违背真实意图的借贷关系。
【法律依据】:
《贷款通则》 第四十五条 借款人不得违反法律规定,借兼并、破产或者股份制改造等途径,逃避银行债务,侵吞信贷资金;
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更新时间:2025/11/21 3:01:38