如果患有坏疽，能否申请重疾险理赔?-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	如果患有坏疽，能否申请重疾险理赔?
释义	法律分析：重疾险赔偿标准由保险合同约定，但重疾险通常不包括坏疽在内。如果保险合同中未明确排除坏疽，且符合保险条款的其他条件，可以申请理赔。法律依据： 1.《保险法》第十六条：保险合同应当明确约定被保险人患病、伤残或者死亡后保险公司应当承担的责任和义务。 2.《保险法》第三十四条：保险公司应当按照保险合同的约定，向被保险人或者受益人支付保险金。 3.重疾险合同条款。总结：如何申请理赔以重疾险合同条款为准，若合同明确排除坏疽，则无法获得赔偿。
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