信用卡逾期7万无力偿还怎么办-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期7万无力偿还怎么办
释义	法律分析: 信用卡欠款逾期7年无力偿还的，持卡人可以与银行协商分期或者延期偿还，法律规定在特殊情况下，发卡银行确认信用卡欠款金额超出持卡人还款能力、且持卡人仍有还款意愿的可以与持卡人协商达成个性化分期还款协议。《中华人民共和国民法典》第六百七十六条借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。
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