房贷审批不通过通常有哪些原因-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	房贷审批不通过通常有哪些原因
释义	法律分析: 房贷审批不通过通常有以下原因: 1.存在网贷、车贷、信用卡的逾期记录； 2.短期内征信查询频繁； 3.贷款人的实际收入标准未达标； 4.贷款资料不完整、不真实； 5.贷款人存在大额债务。法律依据:《《贷款通则》》第二十七条贷款人受理借款人申请后，应当对借款人的信用等级以及借款的合法性、安全性、盈利性等情况进行调查，核实抵押物、质物、保证人情况，测定贷款的风险度。
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