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车险退保手续费 -法律知识
释义
法律分析:
1.车险退保是否要手续费要看是否在犹豫期。
2.车险退保一般在犹豫期内申请退保,保费是可以全额退还的。
3.超过犹豫期退保时,一般会对车险投保金额的60%到90%,按365天平分,只退还剩下的天数应得数额。
法律依据:
《机动车交通事故责任强制保险条例》
第二十一条被保险机动车发生道路交通事故造成本车人员、被保险人以外的受害人人身伤亡、财产损失的,由保险公司依法在机动车交通事故责任强制保险责任限额范围内予以赔偿。道路交通事故的损失是由受害人故意造成的,保险公司不予赔偿。
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更新时间:2025/6/25 12:15:54