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问题
信合还利息记错了逾期了怎么办?
释义
律师分析:
1、确实没有偿还能力的,应当与贷款机构进行协商,宽展还款期间或者分期归还。
2、如果贷款机构起诉到法院胜诉之后,在履行期未履行法院判决,会申请法院强制执行。
【法律依据】:
《中国人民银行对农村信用合作社贷款管理暂行规定》 第五条 借款人向中国人民银行申请贷款必须具备以下条件:
(一)及时、足额缴存存款准备金;
(二)备付金比例低于5%;
(三)按时报送统计、会计报表及人民银行贷款行要求的其他有关资料。
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