如果我购买了重疾险，但是因为器官移植术引起的疾病不在保险范围内，我该怎么办？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	如果我购买了重疾险，但是因为器官移植术引起的疾病不在保险范围内，我该怎么办？
释义	法律分析：根据保险合同约定，保险公司不承担器官移植引发疾病的赔偿责任。法律依据： 1.《保险法》第四十条规定：“保险合同约定的保险责任，应当符合法律法规和国家有关规定。” 2.《保险法》第八十七条规定：“保险人对保险标的发生的风险承担赔偿责任。” 3.《重疾险保险条款》中明确列出保险范围，不包括器官移植。应对措施：如果确诊为器官移植引发的疾病，保险公司不予赔偿。可以考虑购买针对器官移植等特殊疾病的保险产品，以便在需要时获得更好的保障。
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