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问题
担保债权单独转让是否有效
释义
无效,抵押权不得与债权分离而单独转让或者作为其他债权的担保。债权转让的,担保该债权的抵押权一并转让,但是法律另有规定或者当事人另有约定的除外。抵押权的转让或者以抵押权为其他债权设定担保,应当与抵押权所担保的债权一同进行。作为担保物权的一种,抵押权以其所担保的债权存在为前提,没有债权,就不可能有抵押权,抵押权失去了债权,也就失去了存在的意义。
法律依据
《民法典》第四百零七条
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更新时间:2025/7/18 0:55:08