支付宝之前逾期过现在去银行贷款可以吗 -银行贷款-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	支付宝之前逾期过现在去银行贷款可以吗 -银行贷款
释义	法律分析: 只要现在不逾期，自己的征信良好，是可以到银行贷款的。银行提供贷款的需要审核借款人的信用等级。法律依据: 《贷款通则》第四条借款人与贷款人的借贷活动应当遵循平等、自愿、公平和诚实信用的原则。第二十六条对借款人的信用等级评估：应当根据借款人的领导者素质、经济实力、资金结构、履约情况、经营效益和发展前景等因素，评定借款人的信用等级。评级可由贷款人独立进行，内部掌握，也可由有权部门批准的评估机构进行。
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