因意外伤害或在等待期30天后罹患疾病什么意思 -医疗保险-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	因意外伤害或在等待期30天后罹患疾病什么意思 -医疗保险
释义	法律分析: 目前国内意外险无等待期，医疗险等待期30天，重疾险及寿险等待期为90天或180天。法律依据: 《中华人民共和国社会保险法》第三十条下列医疗费用不纳入基本医疗保险基金支付范围： (一)应当从工伤保险基金中支付的; (二)应当由第三人负担的; (三)应当由公共卫生负担的; (四)在境外就医的。医疗费用依法应当由第三人负担，第三人不支付或者无法确定第三人的，由基本医疗保险基金先行支付。基本医疗保险基金先行支付后，有权向第三人追偿。
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